West Bengal has introduced the Mukhyamantri Swasthya Bima Yojana, a new state health insurance scheme providing ₹5 lakh cashless coverage for residents not eligible for the central Ayushman Bharat Yojana. The scheme targets those already covered under the state’s Swasthya Sathi program and aims to expand health coverage for vulnerable populations, the state government announced on July 29, 2026, according to livemint.com.
The scheme was unveiled by West Bengal’s Chief Minister earlier this month to replace the existing Swasthya Sathi program for those excluded from Ayushman Bharat. Eligible beneficiaries must hold coverage under Swasthya Sathi to qualify. The new program offers cashless treatment up to ₹5 lakh, enhancing financial protection for medical expenses. The announcement was reported by Anandabazar Patrika and detailed by livemint.com on July 29.
This initiative addresses gaps in health insurance coverage in West Bengal, where many residents do not qualify for the central government’s Ayushman Bharat scheme. By building on the Swasthya Sathi framework, the state aims to provide comprehensive coverage to a broader segment of its population. The ₹5 lakh coverage aligns with national health insurance standards, positioning West Bengal alongside other states enhancing social health security.
The Mukhyamantri Swasthya Bima Yojana officially replaces Swasthya Sathi and will be implemented across West Bengal starting this fiscal year. The state government has set the coverage limit at ₹5 lakh per beneficiary for cashless treatment, as confirmed by livemint.com on July 29, 2026.