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Zerodha diversifies revenue as brokerage income declines in FY26

Zerodha's brokerage revenue fell 10.4% from ₹3,066 crore in FY25 to ₹2,738 crore in FY26, reflecting a slowdown in its core business, according to inc42.com.

Zerodha's brokerage revenue fell 10.4% from ₹3,066 crore in FY25 to ₹2,738 crore in FY26, reflecting a slowdown in its core business, according to inc42.com. Despite this, the company’s overall top line remained almost flat at around ₹8,847 crore, while profits edged up slightly to ₹4,283 crore from ₹4,231 crore the previous fiscal year.

The decline in brokerage income was driven by regulatory curbs and changing investor behavior, including SEBI’s true-to-label norm framework that reduced net transaction charges to zero from ₹400 crore in FY25. Zerodha CEO Nithin Kamath noted in a blog post that the company is increasingly generating revenue from non-brokerage sources such as interest income on cash balances, delayed payment charges, margin trading facility (MTF) fees, and asset management fees.

Zerodha earned ₹2,269 crore in interest income and ₹448 crore from delayed payment charges and MTF in FY26. Its asset management business is also contributing more fee income, though it remains relatively small. By Q1 FY27, nearly 40% of Zerodha’s gross revenue came from businesses outside its core trading platform, cushioning the impact of falling brokerage income and supporting overall profitability.

The shift in revenue mix highlights Zerodha’s response to a cooling trading environment and regulatory changes. The company’s ability to maintain profits despite a shrinking brokerage base underscores the growing importance of diversified income streams. Zerodha’s Q1 FY27 report confirmed that non-brokerage revenue sources now constitute a significant portion of its gross revenue.

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